Global Issues
Sharing Solutions to Poverty
Efforts to battle poverty in the United States can learn a lot from the developing world, and vice versa. Thankfully some of the barriers between these traditionally isolated domains are falling.
Tag: Financial Inclusion
Social Services
Lost to Foreclosure
One of the cities hit hardest by the wave of home foreclosures was Stockton, Calif., a city that later declared bankruptcy.
Impact Investing
What Impact Investors Can Learn from the Microfinance Industry
Substitute the word “impact” for “social performance,” and current debates in the investment community sound exactly like the ones the microfinance industry had 10 years ago. The investor community can learn from microfinance’s successful efforts to set standards for non-financial returns—the “other bottom line.”
Nonprofits & NGOs
Lessons from Inside a Nonprofit Accelerator “Boot Camp”
Four important insights that can help propel the work of the social good ecosystem.
Economic Development
Responsible Lending when Traditional Underwriting Doesn’t Work
For households facing financial volatility, the wrong kind of credit can drag them under. But it can also be a tool for building stability. How can we make loans for big-ticket items like vehicles both good for people and good for business?
Economic Development
Start-ups Bring New Solutions to Cash-Flow Challenges
The financial services industry is at the beginning of a wave of innovation that has the potential to improve consumer financial health.
Economic Development
Financial Security in an Age of Short-Term Volatility
Policies aimed at generating long-term financial security have become irrelevant to many American households. We need new policies to shore up households in the short term.
Economic Development
Solving for Shelter: Matching Income Volatility with Housing Stability
Housing programs and policies implicitly assume households have stable incomes. Here’s some ways to change them.
Economic Development
Precarious Work and the Employment-based Safety Net
Welfare reform to encourage work doesn’t take into account how unstable jobs have become, especially for the poorest.
Economic Development
Mismatch: How Income and Expense Volatility Are Undermining Households
Even when households are saving a lot, growing income and expense volatility mean building assets is harder than ever.